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A Guide to International Health Insurance

Wednesday, September 5th, 2012

Do you love traveling to different parts of the world? Or does your job require you to travel from one place to another? If you are one of the many people who travel often, then you need an international health insurance.

However, these types of insurance have limited coverage that is not applicable on a particular situation. The situation I am talking about here is when you decide to live in another country. Sure, you have life insurance or health insurance. But these are only applicable within the boundaries of the United States. So if anything happens to you outside the country, these insurances cannot help you in any way. Same thing goes with travel insurances. Although they can be applicable outside of the country, the claim is only limited up to a certain extent such as medical evacuation, trip cancellation, and trip delays.

The bottom line is, when you travel and decided to live outside the United States, these insurance policies you have invested in your life is no longer useful. Thus, you need a particular policy that would be about to give you the coverage you need for this particular situation. You need an international health insurance.

In some way, international health insurance is just the same with other insurance policies available for you. But why get international health insurance?

For those who have no desire or could not afford to travel internationally, there is no need to purchase international health insurance. But for those who are considering going abroad and staying there, this would come in handy.

Of course there are prices to pay. While personal health insurance (valid locally) can cost you wealth, international health insurance costs even higher. But, the amount you pay is nothing compared to the benefits it will provide.

In most cases, basic international health insurance can give you coverage on things such as hospital accommodation, local ambulances, in-patient or in-hospital care, anesthetists’, physicians’, and surgeons’ charges. Some provide you with radiotherapy, oncology, pathology, and radiology coverage.

For wider coverage, a more upgraded international health insurance can answer primary care and primary consultations for outpatient visits. Therapies such as homeopathy, physiotherapy, acupuncture, osteopathy, and primary care and primary consultations including prescribed medicines are covered. For added options, emergency dentistry and at-home nursing care are available at your desire. Of course, the wider the coverage you ask, the more expensive it would be. Usually, the international health insurance with this broad coverage can cost twice as much as the basic.

The coverage does not end here.

You can get more with higher premiums. If you opt for this, you can add options such as organ transplants, psychiatry, childbirth, rehabilitation, general practitioners consultations, home delivery, and other specializations such as eye, ear, nose, and troth consultations. Other coverage can include visit to specialists such as chiropractors, psychotherapists, dietitians, and osteopaths. Scans, x-rays, lab works, and others can also be included in your coverage along with prescribed medicines.

Enjoy Your Trip to China

Wednesday, July 27th, 2011

China has an unrivalled allure for many visitors around the world who visit this country for diverse reasons. As a country with a long history and rich traditions and cultures, there are multiple opportunities for visitors to explore its many facets such as the food, music, natural and historical landmarks, and many others.The prearranged China tour would be the best choice for the travelers first visit to experience the exoticism of China. Prearranged tours means that you will have some professional tour operators to help with the travel arrangements like booking hotels, customizing the tours in China. In this way, the tour operators and tour guides not only give knowledgeable information about the tourists attractions where you will visit, but also you can acquainted with the locals very well along the trip.

When you’re planning a China tour, it would be best if you choose an tour package that includes as much as possible. Finding hotels, looking for the right restaurant and arranging the transportation are all tedious work that best left for your tour agent to work out. The China tour package covers all hotels, city transportation, and most of your meals would make the China trip easier. And as well, it would be great if the tour package including the best airfare deals from your country to China. Then you will be free and leisure on this trip.

When on the China tour, the accommodations will be the most important to you after a full day sightseeing, as you maybe very tired. The tour packages that offer 4 star or 5 star hotels for your choice, which would make you fully relax and enjoy the trip. And the 4 Star or 5 Star hotels would offer you standard or luxury accommodation that you feel very comfortable.

The China cities and tourists attractions you see and the local Chinese you meet during the trip will lead you to good memory in your life. The capital city of Beijing in China, could offer you a great place to begin with any of your China tour. Beijing has plenty of cultural and historical remains throughout the world, Great Wall, Forbidden City and Summer Palace, are the places you never to miss.

Xian, Once was one of the greatest cities in the world, the signs of human habitation date back to 6000 years, is known for the Terra-cotta Warriors. Also, Xian is regarded as one of the birthplaces of the ancient civilization in the Yellow River Basin area of China. This booming city attracts more and more visits traveling to China.

No China tour is perfect without touring the wonderful scenery of Guilin, where rivers and karst peaks covered in lush greenery. If asked which of China’s natural scenery is the best to see, most Chinese people are certainly to point out to the beautiful scenery of the Guilin area, as the ancient Chinese saying goes: Guilin’s attractions top China.

Your China tour trip will bring you good memories everlasting. Finding a right China tour operator and tour package would assure you a safe and smooth trip. And good luck for your trip.

ChinaTourOnline.com is a professional and trustworthy Chinese travel agency based in China specializing in a full spectrum of China travel packages. They have been serving their customers for more than 20 years. Since the launch of its website at the end of 2008, China Tour Online has already offered tour service to thousands (and counting) of satisfied travelers. Their expertise is private China tour packages that can be tailored to accommodate your specific travel needs. Travel to China in 2010 and enjoy the super value a Chinese tour operator can offer!